Thursday, April 01, 2010

Almost Done

It's been a few days since we've heard from our major creditors, they must have gotten the hint that we've filed for bankruptcy. It actually took more than a hint for a few of them, who kept calling Troy at work, long after we filed. We had to have our lawyer call them & set them straight. I really hate when they don't follow the rules, it just makes things harder for everyone. We even got "punished" by our electric company, too. They charged us a $165 "deposit" because we filed bankruptcy. We have to have it paid by the 15th, or they'll shut off our power. What if we couldn't pay it? Doesn't filing chapter 7 in the first place mean that you're having problems with bills? Why does it make sense to charge us more when we have never skipped paying that bill or ever even late?

Whatever. It's all over but the meeting with the creditors anyway. We've turned in our financial statements, records of earnings and credit reports, we've shown that we'd have to pay out more than we earn if we keep all of our debt & I have no doubt that it'll all be discharged on the 16th & we'll be free to start over again. All we have left to do is our financial management class & to get a copy of our March bank statement. I'm just so ready to stop worrying about money all the time honestly. I've lost so much sleep over the past couple of years, and it's all been due to financial worry. I just want to start saving money & get a chance to live again, instead of just barely surviving.

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